Don’t Lose a Debt Lawsuit
Debt collection agencies will commonly count on simple intimidation to get people to pay them money. Most people who are served with a notice that they are being sued for bad debt will cave in by either paying the money or by failing to take any action to defend against the suit. If you do nothing to fight the lawsuit – or if you lose – the court will most likely award a judgment in favor of the debt collector, laying you open to wage garnishment. Don’t let this happen to you. What most people fail to realize is that it is very often possible to defeat a debt lawsuit, meaning that you may be able to wipe out the debt in question with the help of a Gainesville bankruptcy lawyer.
The key to success in a debt lawsuit is to place the burden of proof firmly on the plaintiff. Debt collection agencies will typically purchase accounts from credit card companies and other creditors for pennies on the dollar, but this frequently leaves them with insufficient paperwork and documentation to prove that they actually own the debt or that you owe them a penny. Using proven legal defense techniques, an attorney from our firm can help you contest the lawsuit and seek to clear you of any obligation to pay the debt collector.
Let Us Fight for You
As soon as you inform the collection agency that you are represented by an attorney from The Law Offices of Justin McMurray, P.A., they will be legally prohibited from continuing to contact you directly. Under the provisions of the Fair Debt Collection Practices Act (FDCPA), a creditor or debt collector cannot continue to contact you after you have given notice that you have hired a lawyer. Violation of this prohibition provides you with grounds to sue for creditor harassment, so you could stand to recover at least $1,000 in monetary damages as well as attorney fees and court costs. Fill out our free case evaluation form now as a first step in handling the situation.